Recommended reports that discuss the extent of scams and possible solutions

Solutions (US)United We Stand: A National Strategy to Prevent Scams

• Bank Policy Institute, Fraud and Scam Prevention Playbook, February 2026

• Bank Policy Institute, What Works, What Doesn’t in the Global Fight Against Scams, February 2026

• Laila Bera and Molly Rubenstein, Scaling Scam Prevention Through Shared Intelligence: Mapping the Solutions Landscape, February 2026

• Aspen Institute, United We Stand: A National Strategy to Prevent Scams, September 2025

• Ken Palla and Iaian Swaine, Consumer Scam Controls: Best Practices from Around the World, August 2025

• Nick Bourke, “America Can Fix Its Scam Problem. But We Keep Gifting Billions to Transnational Criminals Because It Feels Too Hard,” April 2025

• The Knoble and BioCatch, “Financial Crime and 314(b): A Practical Guide to Navigating Information Sharing Obstacles,” October 2024

• Nick Bourke, “Stopping Scams Against Consumers: Roadmap for a National Strategy,” July 2024

• Microsoft Digital Defense Report 2024. “We all can, and must, do better, hardening our digital domains to protect our networks, data, and people at all levels.” See page 37 for good discussion of “techscams.”

• US Federal Reserve: Scams Information Sharing Industry Work Group Recommendations (2024). A Federal Reserve-backed working group recommends that the US payments industry set up an independent information exchange framework to provide a single source for scam intelligence across payment rails.

• Newsweek November 2023: As online fraudsters run amok, U.S. response is lagging

Solutions (UK)

• Tony Blair Institute for Global Change: A New International Approach to Beating Serious and Organised Crime

• UK Government: Fraud Strategy: Stopping Scams and Protecting the Public, May 2023

• UK Government: Online Fraud Charter, November 2023. A voluntary agreement between the British government and the technology sector to reduce fraud on their platforms and services.

• UK House of Lords: Fighting Fraud: Breaking the Chain, November 2022

• Royal United Services Institute: The Silent Threat: The Impact of Fraud on UK National Security, January 2021. This paper argues for a new national security approach to tackling fraud, based on a ‘whole of system’ response

Solutions (Australia)

• Advancing Australia’s Scams Prevention Framework through Codes and Rules: Position paper, November 2025

• March 2025: Targeting Scams: Report of the National Anti-Scam Centre on scams data and activity 2024

• Australia’s scam-fighting approach explained at a July 2024 address to National Press Club, Canberra

• Assistant Treasurer Stephen Jones explains how Australia is turning the tide at this March 2024 press conference at the Global Fraud Summit in London

• This March 2024 report explains the roles and functions of the National Anti-Scam Centre: National Anti-Scam Centre in action

Solutions (global)

• Ken Palla and Iaian Swaine, August 2025: Consumer Scam Controls: Best Practices from Around the World

• Stimson Center, July 2025: Countering Digital Deception: National Responses to Online Scams

• Social Market Foundation, September 2024: “It’s a fraudster’s world: Exploring the scale, impact, and globally interconnected nature of fraud against consumer” argues that “a concerted international response is required to beat the global problem.”

• Communiqué from the March 2024 Global Fraud Summit

• Global Anti-Scam Alliance (GASA): Ten Recommendations to Turn the Tide on Online Scams

US private sector survey data

• Laila Berra, Aspen Institute Financial Security Program’s (Aspen FSP), December 2025, A Pervasive Threat: Analyzing Recent Survey Data on Fraud and Scams

• Global Anti-Scam Alliance: State of Scams in the United States of America: 2025 Report

• Google, October 2025: “Behind the Screens: A Report from Android About Text-based Scams”

• Consumer Reports, Aspen Digital, and the Global Cyber Alliance: 2025 Cyber Readiness Report “Texting and messaging scam attempts have increased by 50 percent in the past year, with young adults experiencing the sharpest rise of any age group”

• Pew Research Center, 2025: Online Scams and Attacks in America Today

• Scam Messages Are Everywhere. CNET Survey Finds 96% of Americans Are Targeted by Scammers Each Week

• Google: What comes next in the fight against unwanted phone calls?

• Nasdaq Verafin 2024 Global Financial Crime Report: The Impacts of Financial Crime on the U.S. Economy

• Better Business Bureau, 2024: BBB Scam Tracker Risk Report

• AARP, 2024: Many Americans Worry About Becoming Scam Victims, New Report Finds

• AARP, 2023: Americans Think Fraud Is at ‘Crisis Level,’ Survey Finds

• Gallup, 2023: Scams: Relatively Common and Anxiety-Inducing for Americans

• Global Anti-Scam Alliance: State of Scams in the United States of America Report - 2023

US Government reports

• Government Accountability Office, 2025: Actions Needed to Improve Complaint Reporting, Consumer Education, and Federal Coordination to Counter Scams

• Federal Reserve, 2025, Survey of Household Economics and Decisionmaking (SHED). “…the 8 percent of adults who experienced fraud not related to their credit card lost an estimated $63 billion in total.”

• White House National Cyber Director, 2024: We Must Protect Americans Against Cyber-Enabled Fraud

• Written Testimony of Matthew Noyes, United States Secret Service, Committee on Financial Services, US House of Representatives, September 18, 2024

• FBI: Internet Crime Report 2024

• FBI: Elder Fraud Report 2023  

• FBI: Cryptocurrency Fraud Report 2023

• FBI Public Service Announcement: "Phantom Hacker" Scams Target Senior Citizens and Result in Victims Losing their Life Savings

• FTC: Consumer Sentinel Network Data Book 2024

• FTC: Protecting Older Consumers, 2023-2024, A Report of the Federal Trade Commission

• FTC: FTC Data Show a More Than Four-Fold Increase in Reports of Impersonation Scammers Stealing Tens and Even Hundreds of Thousands from Older Adults

UK Data

UK Finance, Annual Fraud Report 2025