References
Our strategy (20 pages): As Scams by Foreign Organized Crime Soar, Here’s How America Must Respond
Our strategy (11 pages): Statement for the Record: Senate Judiciary Committee, 17 June 2025
Written by Stop Scams Alliance:
2025
Financial Times/Banking Risk and Regulation: Why the US already knows how to fight cyber scams
Wall Street Journal: Stop Banking Scammers by Blocking Fake Ads
Financial Times/Banking Risk and Regulation: “What the US Can Learn from Australia's Scam Crackdown”
Ken Westbrook and David Mansdoerfer: “Cyber-Enabled Financial Crime is Surging: How to Fight Back”
2024
Ken Westbrook: “As Scams by Foreign Organized Crime Soar, Here’s How America Must Respond”
Statement for the Record: House Financial Services Committee, 18 September 2024
Statement for the Record: Senate Select Committee on Aging, 19 September 2024
Washington Post: “Scams are on the rise, and they’re ruining lives. We can stop it.” (Written with Stop Scams Alliance)
David Mansdoerfer and Ken Westbrook: “Scams are the policy problem no one is talking about”
Ken Westbrook: “Scams Against Americans are Skyrocketing. The US Tech Sector and Government can Turn the Tide”
2023
Recommended reports that discuss the extent of scams and possible solutions
Solutions (US)United We Stand: A National Strategy to Prevent Scams
Aspen Institute, September 2025: United We Stand: A National Strategy to Prevent Scams
Ken Palla and Iaian Swaine, August 2025: Consumer Scam Controls: Best Practices from Around the World
Nick Bourke, April 2025: “America Can Fix Its Scam Problem. But We Keep Gifting Billions to Transnational Criminals Because It Feels Too Hard.”
The Knoble and BioCatch, October 2024: “Financial Crime and 314(b): A Practical Guide to Navigating Information Sharing Obstacles.”
Nick Bourke, July 2024: “Stopping Scams Against Consumers: Roadmap for a National Strategy”
Microsoft Digital Defense Report 2024. “We all can, and must, do better, hardening our digital domains to protect our networks, data, and people at all levels.” See page 37 for good discussion of “techscams.”
US Federal Reserve: Scams Information Sharing Industry Work Group Recommendations (2024). A Federal Reserve-backed working group recommends that the US payments industry set up an independent information exchange framework to provide a single source for scam intelligence across payment rails.
Newsweek November 2023: As online fraudsters run amok, U.S. response is lagging
Solutions (UK)
Tony Blair Institute for Global Change: A New International Approach to Beating Serious and Organised Crime
UK Government: Fraud Strategy: Stopping Scams and Protecting the Public, May 2023
UK Government: Online Fraud Charter, November 2023. A voluntary agreement between the British government and the technology sector to reduce fraud on their platforms and services.
UK House of Lords: Fighting Fraud: Breaking the Chain, November 2022
Royal United Services Institute: The Silent Threat: The Impact of Fraud on UK National Security, January 2021. This paper argues for a new national security approach to tackling fraud, based on a ‘whole of system’ response
Solutions (Australia)
March 2025: Targeting Scams: Report of the National Anti-Scam Centre on scams data and activity 2024
Australia’s scam-fighting approach explained at a July 2024 address to National Press Club, Canberra
Assistant Treasurer Stephen Jones explains how Australia is turning the tide at this March 2024 press conference at the Global Fraud Summit in London
This March 2024 report explains the roles and functions of the National Anti-Scam Centre: National Anti-Scam Centre in action
Solutions (global)
Ken Palla and Iaian Swaine, August 2025: Consumer Scam Controls: Best Practices from Around the World
Stimson Center, July 2025: Countering Digital Deception: National Responses to Online Scams
Social Market Foundation, September 2024: “It’s a fraudster’s world: Exploring the scale, impact, and globally interconnected nature of fraud against consumer” argues that “a concerted international response is required to beat the global problem.”
Communiqué from the March 2024 Global Fraud Summit
Global Anti-Scam Alliance (GASA): Ten Recommendations to Turn the Tide on Online Scams
US private sector survey data
Google, October 2025: “Behind the Screens: A Report from Android About Text-based Scams”
Consumer Reports, Aspen Digital, and the Global Cyber Alliance: 2025 Cyber Readiness Report “Texting and messaging scam attempts have increased by 50 percent in the past year, with young adults experiencing the sharpest rise of any age group”
Pew Research Center, 2025: Online Scams and Attacks in America Today
Scam Messages Are Everywhere. CNET Survey Finds 96% of Americans Are Targeted by Scammers Each Week
Google: What comes next in the fight against unwanted phone calls?
Nasdaq Verafin 2024 Global Financial Crime Report: The Impacts of Financial Crime on the U.S. Economy
Better Business Bureau, 2024: BBB Scam Tracker Risk Report
AARP, 2024: Many Americans Worry About Becoming Scam Victims, New Report Finds
AARP, 2023: Americans Think Fraud Is at ‘Crisis Level,’ Survey Finds
Gallup, 2023: Scams: Relatively Common and Anxiety-Inducing for Americans
Global Anti-Scam Alliance: State of Scams in the United States of America Report - 2023
US Government reports
Government Accountability Office, 2025: Actions Needed to Improve Complaint Reporting, Consumer Education, and Federal Coordination to Counter Scams
Federal Reserve, 2025, Survey of Household Economics and Decisionmaking (SHED). “…the 8 percent of adults who experienced fraud not related to their credit card lost an estimated $63 billion in total.”
White House National Cyber Director, 2024: We Must Protect Americans Against Cyber-Enabled Fraud
Written Testimony of Matthew Noyes, United States Secret Service, Committee on Financial Services, US House of Representatives, September 18, 2024
FBI Public Service Announcement: "Phantom Hacker" Scams Target Senior Citizens and Result in Victims Losing their Life Savings
FTC: Protecting Older Consumers, 2023-2024, A Report of the Federal Trade Commission
UK Data